Last Updated: January 1, 2026
By accessing or using the GIIB website (www.giib.co.in) and our services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website or services.
GIIB is an IRDAI-licensed direct insurance broker (License No. IRDAI/DB-538). Our services include:
GIIB acts as your broker, representing your interests, not any single insurer. We receive brokerage/commission from insurers for policies placed, which is disclosed in accordance with IRDAI regulations. Our advisory services to you are free of charge for retail policies.
All insurance policies are underwritten by IRDAI-licensed insurers. Policy terms, conditions, and exclusions are set by the respective insurer. Please read the policy wording carefully before purchase.
You agree to provide accurate, complete, and current information when using our services. Providing false or misleading information may void your insurance coverage.
All content on this website, including text, graphics, logos, and software, is the property of GIIB or its licensors and is protected by copyright laws.
To the maximum extent permitted by law, GIIB shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Mumbai, Maharashtra.
We may modify these terms at any time. Continued use of our services constitutes acceptance of the modified terms.
Questions about these terms? Contact us at info@giib.co.in